Blog

Data · FMCSA records · 6 minute read · For release December 2026

Active doesn't mean insured

Photo: Glacier National Park, National Park Service. Public domain, via Wikimedia Commons.

A hauler's authority can read "active" while its insurer has already filed to cancel the policy behind it. The notice is public about 30 days before the authority goes inactive.

Something wrong? Let us know.

20,782

insurance cancellations filed since May 1, 2026

8,663

authorities suspended for no insurance on file since June 2026

FMCSA Motus records, federal authorities. Updated daily; as of 10/22/2026.

Cancellation notices

When an insurer ends a hauler's federal liability coverage, it files a cancellation notice with FMCSA. The cancellation takes effect 30 days after FMCSA receives it, and the notice appears in FMCSA's public tables the day after it posts.

Not every cancellation means a lapse. Many haulers file a replacement before the date. Those that don't are suspended.

Suspension for no insurance

When the date passes with no replacement on file, FMCSA suspends the authority and records the reason: "insurance cancellation effective; no active insurance meeting minimum coverage on file." In July and August 2026 that happened to about 70 to 85 authorities a day.

A new filing gets the authority reinstated. Until then, the hauler has no authority to haul for hire.

Active with less coverage than required

The Motus carrier table lists each authority's status beside the liability coverage required and on file. On October 13, 2026, of 113,312 active property-carrier authorities in it, 2,959 showed less on file than required, and 2,138 showed nothing on file.

Some are the system's own errors; trade press has reported Motus showing authorities active with no valid insurance. Either way, authority status alone misses them.

Next steps

A single check at onboarding catches none of this. The record changes daily, and the warning sits in a public table about 30 days before the authority goes inactive. After Montgomery v. Caribe Transport, a carrier file should show when each hauler was checked and what the record said. Put the haulers you hire on a HaulStanding watch list, and a cancellation notice becomes an alert the day it appears in FMCSA's tables.

How we counted. FMCSA public Motus tables on data.transportation.gov. The top two figures update daily; the monthly charts and coverage counts were queried October 13, 2026. Counts are authority and policy records, not unique companies; one company can hold several authorities. Motus covers records filed or changed since the May 18, 2026 cutover, so carriers untouched since then are not in the coverage figures.

Tables: Motus InsHist (3uet-3z4i), Motus AuthHist (yu5v-wbh6), Motus RevokeSuspend (wb4f-neki), Motus Carrier (inys-ebih), all with history.

Do we have something wrong? Let us know.

See where a hauler stands today.

Check a hauler